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Compare Business Packages

Compare Business Packages

Enjoy added benefits by combining your Business Checking account with other valuable solutions that save you time and money1.

 

Platinum Business Package

Gold Business Package

Silver Business Package

 

Extra rewards and benefits for businesses with higher balances.

Flexibility and value for businesses with high transaction levels.

Simplicity, value and convenience for newer or smaller businesses.

 
Free Transactions per month2750500150
Free Cash Deposit Units per month310010025
Online Banking Options
Visa® Check Card Option
Earns Interest   
Add-On Features and Services
Remote Check Deposit
Check Fraud Prevention
Card Payment Processing
Business Reserve Line Overdraft Protection4

No annual fee (first 2 years)

No annual fee (first year)

Cash Flow Manager Line of Credit4

Up to $150 off first-year fee

Up to $150 off first-year fee

Business Savings Sweep

5% monthly maintenance fee discount

5% monthly maintenance fee discount

Package Benefits
Discount on First Check Order5

Free order (up to $100)

50% discount (up to $100)

50% discount (up to $75)

Monthly maintenance fee waived on Personal Checking Packages6

(Platinum)

(Gold)

(Gold, 50% discount)

Bonus rewards on FlexPerks Business Visa Cards7

50% bonus rewards

25% bonus rewards

 
Up to $100 0rigination fee discount on Business Equipment Financing 
No minimum balance or annual fee on Platinum Business Money Market8  
Fees and Fee Waiver Options
Monthly Maintenance Fee$25$15$0
Options to Waive the Monthly Maintenance Fee

$25,000 average collected checking balance

----------------- or -----------------

$75,000 in combined business deposit and outstanding business credit balances 9

$10,000 average collected checking balance

----------------- or -----------------

$20,000 in combined average collected deposit balances

----------------- or -----------------

$50,000 in combined business deposit and outstanding business credit balances 9

 
  1. To maintain Business Package benefits, the checking account and an associated U.S. Bank Business Visa® Check Card or U.S. Bank FlexPerks Business Visa Credit Card account must remain open. To maintain Platinum Business Package benefits, a U.S. Bank Platinum Business Money Market or U.S. Bank Business Savings Sweep account must also remain open. Other conditions and restrictions may apply. Terms may change without notice.

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  2. Transactions are $0.50 each once free transaction limits are surpassed. Transactions include deposits and other credits, checks paid and other debits, ACH transactions, and deposited items. Signature-based (non-PIN) purchases made with U.S. Bank Business Visa® Check Cards are not counted as transactions.

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  3. Deposit units are calculated by dividing the dollar amount of each cash deposit transaction by 100 and rounding the resulting value to the nearest whole number.

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  4. Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND.

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  5. Discount applies to business products offered by Deluxe Corp.

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  6. Discount applies to monthly maintenance fee only; all other fees apply.

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  7. Reward bonus applies to U.S. Bank FlexPerks Business Cash, Travel and Select Rewards Visa credit cards. Cardholders receive bonus rewards annually on the anniversary date of the card account opening. Cash Rewards maximum annual bonus is $250; Select Rewards and Travel Rewards maximum annual bonus is 25,000 points. See your cardmember agreement for more details.

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  8. Minimum balance and maintenance fee requirements will apply if the associated Business Package checking account or business credit card account is closed.

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  9. Business deposit or outstanding business credit balances only; personal deposit/credit balances do not apply. Balances are verified three days prior to the last day of your statement cycle.

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Deposit products offered by U.S. Bank N.A.  Member FDIC.

View the latest notice of changes in the temporary FDIC insurance coverage for transaction accounts. Learn more.

Ready to Get Started?

Call Us
800-673-3555

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