Compare Business Checking Accounts

	Business Packages Enjoy added benefits by combining your Business Checking account with a U.S. Bank Business Visa Check Card and/or another U.S. Bank business account. ¹			Basic Business Checking
	Platinum Business Package	Gold Business Package	Silver Business Package	Premium Business Checking	Business Edge Checking	Basic Business Checking	Free Small Business Checking
	Extra rewards and benefits for businesses with higher balances.	Flexibility and value for businesses with high transaction levels.	Simplicity, value and convenience for newer or smaller businesses.	An analyzed account that puts higher balances to work for you.	The flexibility you need to manage your business with ease.	Earn interest and gain access to smart business solutions.	Free your small business from monthly maintenance fees.
	Learn More	Learn More	Learn More	Learn More	Learn More	Learn More	Learn More
Free Transactions per month²	750	500	150	Analyzed Account	500	150	150
Free Cash Deposit Units per month³	100	100	25	Analyzed Account	100	50	25
Online Banking Options
Visa® Check Card Option
Earns Interest					Optional ⁴
Add-On Features and Services
Remote Check Deposit
Check Fraud Prevention
Card Payment Processing
Business Reserve Line Overdraft Protection⁵	No annual fee (first 2 years)	No annual fee (first year)
Cash Flow Manager Line of Credit⁵	Up to $150 off first-year fee	Up to $150 off first-year fee
Business Savings Sweep	5% monthly maintenance fee discount	5% monthly maintenance fee discount
Package Benefits
Discount on First Check Order⁶	Free order (up to $100)	50% discount (up to $100)	50% discount (up to $75)
Monthly maintenance fee waived on Personal Checking Packages⁷	(Platinum)	(Gold)	(Gold, 50% discount)
Bonus rewards on FlexPerks Business Visa Cards⁸	50% bonus rewards	25% bonus rewards
Up to $100 Origination fee discount on Business Equipment Financing
No minimum balance or annual fee on Platinum Business Money Market⁹
Fees and Fee Waiver Options
Monthly Maintenance Fee	$25	$15	$0	(Varies)	$15	$12	$0
Options to Waive the Monthly Maintenance Fee	$25,000 average collected checking balance ---- or ---- $75,000 in combined business deposit and outstanding business credit balances ¹⁰	$10,000 average collected checking balance ---- or ---- $20,000 in combined average collected deposit balances ---- or ---- $50,000 in combined business deposit and outstanding business credit balances ¹⁰		Analyzed account; maintenance and transaction fees can be offset by an earnings credit based on account balance	$10,000 average collected checking balance ---- or ---- $20,000 in combined average collected deposit balances ---- or ---- $50,000 in combined business deposit and outstanding business credit balances ^4,10	$2,000 minimum daily ledger balance ---- or ---- $3,000 average collected checking balance

To maintain Business Package benefits, the checking account and an associated U.S. Bank Business Visa® Check Card or U.S. Bank FlexPerks Business Visa Credit Card account must remain open. To maintain Platinum Business Package benefits, a U.S. Bank Platinum Business Money Market or U.S. Bank Business Savings Sweep account must also remain open. Other conditions and restrictions may apply. Terms may change without notice.
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Transactions are $0.50 each once free transaction limits are surpassed. Transactions include deposits and other credits, checks paid and other debits, ACH transactions, and deposited items. Signature-based (non-PIN) purchases made with U.S. Bank Business Visa® Check Cards are not counted as transactions.
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Deposit units are calculated by dividing the dollar amount of each cash deposit transaction by 100 and rounding the resulting value to the nearest whole number.
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To waive the monthly maintenance fee, Business Edge Checking accounts with the interest-earning option must maintain $15,000 average collected checking balance OR $25,000 in combined average collected deposit balances OR $50,000 in combined business deposit and outstanding business credit balances.
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Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND.
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Discount applies to business products offered by Deluxe Corp.
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Discount applies to monthly maintenance fee only; all other fees apply.
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Reward bonus applies to U.S. Bank FlexPerks Business Cash, Travel and Select Rewards Visa credit cards. Cardholders receive bonus rewards annually on the anniversary date of the card account opening. Cash Rewards maximum annual bonus is $250; Select Rewards and Travel Rewards maximum annual bonus is 25,000 points. See your cardmember agreement for more details.
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Minimum balance and maintenance fee requirements will apply if the associated Business Package checking account or business credit card account is closed.
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Business deposit or outstanding business credit balances only; personal deposit/credit balances do not apply. Balances are verified three days prior to the last day of your statement cycle.
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Deposit products offered by U.S. Bank N.A. Member FDIC.

View the latest notice of changes in the temporary FDIC insurance coverage for transaction accounts. Learn more.

Whether you’re focused on managing your cash-flow cycle, handling customer payments or minimizing fees, U.S. Bank has a checking account with options that are just right for your business.

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