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Standard Savings Account

If you’ve decided to start saving for your future, our Standard Savings account is ideal for you! With this FDIC-insured savings account, you can:5

  • Enjoy fast, convenient access to your money
  • Earn interest that compounds daily and is paid quarterly.1
  • Use your account as overdraft protection for your U.S. Bank Checking account.4
U.S. Bank Standard Savings
  • Monthly maintenance fee: $4
  • Requirement to waive fee:  $300 minimum daily ledger balance OR $1000 average monthly collected balance
  • Interest rates
  • Minimum opening deposit: $25

With more than 3,000 branches and 5,300 bilingual ATMs, banking has never been more convenient! Celebrate your money management savvy with Standard Savings. Apply online now…it’s quick, easy and totally secure.

You’ll also enjoy these valuable features:

  • Online Account Access – enjoy free, secure online access to your checking account with Internet Banking. Track your savings deposits, withdrawals and credits in real time for better-informed spending decisions. You can also:
    • view account information – anytime, anywhere
    • monitor accounts, balances and transactions
    • stay informed, in control and protected
    • use one of our Mobile Banking options to manage your accounts on your Web-enabled device
  • Statement Options– Sign up for our free Online Statements or receive paper statements by mail.
  • Free U.S. Bank ATM Transactions2

Not an Internet Banking customer yet? Enroll today and experience complete financial control.

Benefits of Applying Online
Apply online for our Standard Savings account.It takes less than 10 minutes to apply and get a decision, and it’s totally secure.

Getting Started
To apply online, you’ll need:3

  • a Social Security Number
  • a driver's license, State ID or Military ID
  • to be at least 18 years old and a legal U.S. resident
Apply Today!
  1. Enter your personal information.
  2. Provide details about your account(s).
  3. Verify your application data.
  4. Select “Submit”…that’s it!

Optimize Your Banking Experience
The benefits of our Standard Savings account are great, but did you know you can get even more with our Package Money Market Savings account? This premier account is an exceptional savings tool that helps you accelerate the growth of your money and save for your future.

Want Even More?
Enroll in our S.T.A.R.T. Savings Program! Save a little every week, with every paycheck, or with every credit or check card purchase. Without even thinking, you can save $1,000! When you do, you’ll earn a $50 U.S. Bank Rewards Visa Card. Keep a balance of $1,000 or more for a year and earn another $50 Rewards Card. 

Struggling to Save?
If our Standard Savings account isn’t quite what you’re looking for, consider our FDIC-insured Goal Savings account. It gives you an automatic way to save: just specify an amount to be transferred from your U.S. Bank Checking account into your Goal Savings account. We'll automatically transfer it on a weekly, bi-weekly or monthly basis – whatever works best for you.

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How to Apply
800-270-1154
  1. Please refer to the Account Disclosures, Terms and Conditions for complete information, including transaction limitations, on savings accounts

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  2. Federal Regulations governing Savings and Money Market Transaction Limitations. Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, automatic payments) and transfers or withdrawals by check, debit card or similar order payable to third parties are limited to a combine total of six per account cycle as prescribed by federal regulations governing savings and money market accounts

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  3. Please visit a branch if you do not meet the qualifications.

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  4. Please refer to the Consumer Pricing Information Brochure for additional information regarding Federal Regulations Governing Savings and Money Market Transaction Limitations

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  5. FDIC insured to the maximum allowed by law.

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Deposit products offered by U.S. Bank NA, Member FDIC

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How to Apply

Call Us
800-270-1154

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