All U.S. Bank Checking accounts provide:

• Online statements – Sign up and help the environment while keeping your financial information safe and secure.
• Check Card convenience – Use your U.S. Bank Visa Check Card instead of cash or checks for purchases at millions of locations.
• Internet Banking – Secure online access to your account makes it easy to stay in control of your finances. Monitor your accounts for up-to-date details, make payments, pay bills online and more.
• Mobile Banking options – Use your Web-connected phone to check balances, transfer funds, find a branch or ATM, pay bills and more.
• Thousands of branch locations – With more than 3,000 branch offices, it’s easy to find a location near you.
• U.S. Bank ATM transactions – Use any of our 5,300-plus U.S. Bank ATMs to make withdrawals or deposits, get account information and transfer funds.
• Account Alerts – Receive email or text message reminders about important activity that you request.

Monthly Maintenance Fee
• $10.95 with online statements, OR
• $12.95 with paper statements

Options to Avoid the Monthly Maintenance Fee
• Account holder age 65 or greater
• Average account balance of $5,000³ 

Interest Tiers

Applying online takes as little as five minutes and is completely secure.

To open a Premium Checking account online, you need: 

• a minimum opening deposit of $25
• to be at least 18 years old and a legal U.S. resident
• a Social Security Number
• a driver’s license or state/military ID

If you’re missing any of these items, please apply in person at a branch location.

Once approved, you’ll be asked to submit your opening deposit(s) to activate your account(s).