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Ace Rewards® Visa® Business Card
Ace Rewards Visa Business Card Receive $25 in Ace Rewards for every 12,500 points earned, redeemable at your favorite participating Ace store.1

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Exclusive Ace Rewards Visa Benefits: 
  • Up to 10% back quarterly in popular categories2 
  • Up to 5% back on Ace purchases3 ,4
  • 2% back on gas and groceries5 
  • 1% in Rewards everywhere else Visa is accepted
  • You'll also enjoy a $10 enrollment bonus6 , and no annual fee!
Additional Benefits:
  • Free spending reports to monitor your company's Ace Rewards Visa Business Card spending over various time periods7 
  • $500,000 in Travel Accident Insurance8 
  • Auto Rental Collision Damage Waiver8 
  • Zero Liability Protection9 
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U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.

U.S. Bank will increase your rate to a Penalty Rate if you:  1) Make payments 5 calendar days late twice, or 30 calendar days late once. 2) Make a payment that is returned; or 3) If you exceed your Credit Limit 2 times in 12 consecutive months.

This card is issued by U.S. Bank National Association ND pursuant to a license from Visa U.S.A. Inc. and the card is available to United States residents only.

©2012 U.S. Bancorp. All rights reserved.

  1. For every 12,500 points earned you will automatically receive a certificate for $25.00 to be used at participating Ace retailers.
     
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  2. Earn 10% in Ace Rewards points for each net $1 spent when you use your Ace Rewards Visa Card on category purchases up to the total purchase dollar amount specified for each program. The 10% in Ace Rewards points is calculated as follows: for every net $1 spent on category purchases, you will earn a monthly rebate of 1% in Ace Rewards points as well as an additional 9% in bonus Ace Rewards points. Points will be awarded within 6 weeks after the conclusion of each offer. Category purchases in excess of the specified amounts will automatically earn 1% for each net $1 spent. To participate, you must be an Ace Rewards Visa cardholder in good standing (account open for at least 40 days and not over-the-credit limit or past due on the closing date for the billing cycle) and sign up at acerewardsvisa.com for each 10% quarterly offer before the starting date for each promotion. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
     
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  3. U.S. Bank does not control which Ace locations participate in the Ace Rewards loyalty program. While a Cardmember should receive Ace Rewards at all Ace locations when the Cardmember uses the Ace Rewards Visa Card, not all Ace stores will accept the Ace Rewards Enrollment Bonus Certificate or the Ace Rewards Certificates earned through card use.
     
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  4. Ace customers who are approved for the Ace Rewards Visa Card will be automatically enrolled in the Ace Rewards Loyalty program if they are not already Ace Rewards Loyalty program members. The 5% in Rewards is calculated based on the 3% earned for every net $1 spent at participating Ace stores plus an additional 2% Bonus Reward on Ace store purchases when you reach a minimum spend of $12,000 in a calendar year. The 2% Bonus Reward will be awarded in a lump sum on the Cardmember's Ace Rewards Visa Card periodic statement during the subsequent first quarter of each calendar year.
     
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  5. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
     
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  6. The Enrollment Bonus certificate is awarded to approved Ace Rewards Visa Cardmembers and is valid at participating Ace stores. The Enrollment Bonus is valid toward a pre-tax, post-discount Ace Rewards Visa Card merchandise purchase equal to or greater than certificate value. No cash back will be given for amounts less than certificate value. Any purchase amount over certificate value must be paid for with your Ace Rewards Visa Card. The Enrollment Bonus Certificate expires 90 days after issuance and the expiration date is printed on the front of the certificate.
     
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  7. Ace Rewards Visa Business card accounts that are tied to a Commercial or Government relationship with U.S. Bank have access to a suite of cash management online services, using the experience and expertise of U.S. Bank Treasury Management.  Learn more.
     
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  8. Certain terms, conditions and exclusions apply. Please refer to your Guide To Benefits for more information.
     
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  9. You are not responsible for unauthorized transactions if your Ace Rewards Visa Card credit card or account number is ever lost or stolen. If your card is lost or stolen, replacement cards can be sent within 48 hours.
     
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